Woodbury · VA / Military

Buying a Woodbury Home With a VA Loan

Use the home loan benefit you earned, with a clear plan for your VA purchase in Minnesota.

Using your VA benefit in Woodbury

Your VA benefit can go a long way in Woodbury when you know one rule about attached homes. I'm Lesley, a REALTOR® with Bridge Realty.

Can I buy a townhome or condo in Woodbury with a VA loan? A townhome, usually yes. A condominium must be in a development the VA has approved. Your lender can check the approval list before you tour, which saves you from falling for a home you cannot finance.

Association dues and your payment

Many Woodbury neighborhoods have associations. With no down payment, your monthly payment is the number to watch, so we add the dues, taxes, and insurance to the mortgage for each home you consider.

Choosing the area

Three school districts serve Woodbury, and Interstate 94 and Interstate 494 run along its edges. Tell us where you will work or drill, and we start with the neighborhoods that fit the drive.

How the VA loan works, step by step, is on our VA and military buyers page. See also buying a home in Woodbury, our Woodbury page, and, if you are moving on orders, relocating to Woodbury.

Your lender confirms your eligibility and your numbers. When you are ready, send us a message or call (651) 661-4770.

Frequently Asked Questions

Do condos need VA approval?

Yes. A condominium must be in a VA-approved development. Your lender can check before you tour.

Do I need a down payment with a VA loan?

Many eligible buyers do not. Your lender confirms what applies to you.

Homes For Sale In Woodbury

See every home on the market in Woodbury right now, updated from the MLS.

Woodbury

What va / military looks like in Woodbury

Woodbury is Minnesota's seventh-largest city, 8 miles east of St. Paul on Interstate 94, with public trails around its lakes and more than 160 miles of trails in all.

Woodbury is one of the communities we work in most. It borders Cottage Grove, where I live, and I know how its neighborhoods differ.

The homes
Two-story homes, townhomes, and association-maintained communities. Many neighborhoods have a homeowners association.
Schools people ask about
Three school districts serve different parts of the city, and South Washington County Schools covers most of it. Confirm the district for any address.
Getting around
Interstate 94 runs along the north edge toward St. Paul, and Interstate 494 runs along the west side toward the airport and Bloomington.
Nearby
More than 3,300 acres of parks and open space and more than 160 miles of trails, including Carver Lake Park.
The trade-off
About 90 percent of the lakeshore is public trail and parkland, so homes directly on a lake are rare.