A homeowner from the Philippines called me three years after she closed on her first home in Burnsville. She was not calling because something had gone wrong. Everything had gone right. The home had appreciated. She had built meaningful equity. She had managed her mortgage responsibly. She had established herself…

A buyer from Ghana called me on a Sunday afternoon from a parking lot outside a home she had just toured for the third time. She had been searching for four months. She had toured twenty-two homes. She had made one offer that had not been accepted in a competitive…

A buyer from Vietnam sat across from me at a coffee shop in Roseville after our second home tour together, and she said something that stopped me mid-sentence. “I have so many questions,” she said. “But I am afraid that if I ask too many, you will think I am…