Apple Valley · VA / Military
Buying an Apple Valley Home With a VA Loan
Use the home loan benefit you earned, with a clear plan for your VA purchase in Minnesota.
Using your VA benefit in Apple Valley
Apple Valley neighborhoods date from 1955 onward, so a VA buyer can compare homes of many ages and styles. I'm Lesley, a REALTOR® with Bridge Realty.
Can I buy a townhome or condo in Apple Valley with a VA loan? A townhome usually works. A condominium must be in a development the VA has approved. Your lender can check the approval list before you tour, so you do not fall for a home you cannot finance.
Your full monthly payment
Many eligible buyers make no down payment, so the monthly payment is the number to watch. We add taxes, insurance, and any association dues to the mortgage for every home you consider.
Dakota County keeps the tax records. Its free Property Information Search shows the tax on any Apple Valley address, and we review it with you before you write an offer. Trash service is a separate bill, since you hire a city-licensed hauler.
Choosing the right part of Apple Valley
Cedar Avenue runs through the city, and the METRO Red Line stops at three stations here before it heads north through Eagan to the Mall of America. MVTA runs express buses to Minneapolis and St. Paul from Apple Valley Transit Station, Palomino Hills Park and Ride, and 157th St Station.
Tell us where you will work or drill, and we start with the areas that fit that drive. Most of the city is in ISD 196, and a small northwestern corner is in ISD 191.
Many buyers on orders shop from a distance. We tour homes for you on video and send the details that listing photos miss, such as the age of the windows, the layout of the lot, and the walk to the nearest park.
The city also has over 50 neighborhood parks and Wings Arena, which has ice year-round.
Learn more
Our VA and military buyers page explains the loan step by step. You can also read buying a home in Apple Valley, visit our Apple Valley page, or see relocating to Apple Valley if you are moving on orders. Some buyers also compare Lakeville.
Your lender confirms your eligibility and your numbers. We focus on finding the home and guiding you to closing.
You can send us a message or call (651) 661-4770.
Frequently Asked Questions
Do condos in Apple Valley need VA approval?
Yes, a condominium must be in a VA-approved development. Your lender can check the list before you tour.
Do I need a down payment with a VA loan?
Many eligible buyers do not. Your lender confirms what applies to you.
Can I tour Apple Valley homes before I arrive on orders?
Yes, we tour homes for you on video and point out the lot, the street, and the distance to Cedar Avenue and the Red Line.
Get your home plan
Tell Us About The Home You Want
Homes For Sale In Apple Valley
See every home on the market in Apple Valley right now, updated from the MLS.
Apple Valley
What va / military looks like in Apple Valley
Apple Valley is a Dakota County city along Cedar Avenue, home to the Minnesota Zoo, over 50 neighborhood parks, and three METRO Red Line stations.
Apple Valley is one of the south metro communities where we help buyers and sellers, and we know how its neighborhoods differ in age and setting.
- The homes
- Neighborhoods built from 1955 on. Builder Orrin Thompson, who started here in 1963, planted an apple tree at each home in some of his developments.
- Schools people ask about
- Rosemount-Apple Valley-Eagan Schools (ISD 196) serves most of the city, and Burnsville-Eagan-Savage (ISD 191) serves a small northwestern corner. Confirm the district for any address.
- Getting around
- The METRO Red Line runs along Cedar Avenue to the Mall of America, with three stations in Apple Valley, and MVTA runs express buses to Minneapolis and St. Paul.
- Nearby
- Over 50 neighborhood parks, Valleywood Golf Course, Splash Valley Water Park, and the Minnesota Zoo.
- The trade-off
- Two school districts serve the city and trash pickup days are set by hauling zone, so details change from one address to the next.
The method
How we do it in Apple Valley
VA / Military: keep exploring
Ready to make your move with Lesley The Realtor?