Minnetonka · VA / Military
Buying a Minnetonka Home With a VA Loan
Use the home loan benefit you earned, with a clear plan for your VA purchase in Minnesota.
Using your VA benefit in Minnetonka
Minnetonka's homes vary in age and setting, and your VA benefit works for many of them. I'm Lesley, a REALTOR® with Bridge Realty.
What does the VA look at in a Minnetonka home? Value and basic condition. On a wooded or sloped lot, the appraiser may note drainage toward the house, a worn roof, or a deck that needs repair.
Before you offer
We look at the roof, the grading around the foundation, decks and stairs, and exterior paint. If something will likely be flagged, we address it in the offer.
Townhomes and condominiums
Condominiums need VA approval, and all associations have dues that count toward your monthly payment. We get both answers before you tour.
How the VA loan works, step by step, is on our VA and military buyers page. See also buying a home in Minnetonka, our Minnetonka page, and, if you are moving on orders, relocating to Minnetonka.
Your lender confirms your eligibility and your numbers. When you are ready, send us a message or call (651) 661-4770.
Frequently Asked Questions
Does a wooded lot cause problems for a VA loan?
Not by itself. Drainage toward the house or a damaged roof may need attention.
Do association dues affect my VA approval?
Yes. Your lender includes them in your monthly payment.
Homes For Sale In Minnetonka
See every home on the market in Minnetonka right now, updated from the MLS.
Minnetonka
What va / military looks like in Minnetonka
Minnetonka is a Hennepin County city of about 53,800 people, 10 miles west of Minneapolis, with wooded lots, three creeks, and the eastern tip of Lake Minnetonka.
Minnetonka is known for wooded neighborhoods and creek corridors. Only the eastern tip of Lake Minnetonka is inside the city, which surprises many buyers.
- The homes
- Homes built over many decades, often on wooded or sloped lots, along with townhomes and condominiums.
- Schools people ask about
- Hopkins, Minnetonka, and Wayzata school districts each serve part of the city. The address decides which.
- Getting around
- Interstate 394 leads east to downtown Minneapolis, Interstate 494 runs north and south through the city, and Highway 169 runs along the east side.
- Nearby
- 49 parks and more than 100 miles of trails, many along the Minnehaha, Nine Mile, and Purgatory creek corridors.
- The trade-off
- Only the eastern tip of Lake Minnetonka is inside the city, so most Minnetonka homes are not lake homes.
VA / Military: keep exploring
Ready to make your move with Lesley The Realtor?