Maple Grove · First-Time Buyers
Your First Home in Maple Grove
Learn how buying works before you shop, explained in plain words, so you know what you're signing.
Buying your first home in Maple Grove
Maple Grove has townhomes and condominiums as well as houses, which can make it more reachable for a first purchase than buyers expect. I'm Lesley, a REALTOR® with Bridge Realty.
Can a first-time buyer purchase in Maple Grove? Yes. Townhomes and condominiums, including those near Arbor Lakes and Main Street, are a common starting point. What matters is the full monthly cost and the commute through a busy interchange.
Ask Me Your First Question
Before you fall for a home
- Add the dues. Association dues are part of your monthly housing cost, and lenders count them.
- Read what the dues cover. Exterior repairs, snow, lawn, and insurance differ by community.
- Test the drive. Interstates 94, 494, and 694 meet here. Drive to the ramp at rush hour.
- Ask about new construction. If you tour a model, bring us with you on the first visit.
What it costs, and the help available
Plan for four costs: earnest money with your offer, the inspection, your down payment, and closing costs. Down payments are often far less than 20 percent, and Minnesota Housing and local programs help eligible buyers with down payment and closing costs. If your credit needs work, a lender can give you a plan. Our first-time buyer page explains each cost, and getting ready covers pre-approval. Comparing nearby? See Brooklyn Park.
Ask us your first question about Maple Grove
You do not have to be ready to buy. Bring your questions, and you will leave with a plan. More on the community is on our Maple Grove page, and the steps are on how we help buyers.
Send us a message or call (651) 661-4770.
Frequently Asked Questions
Are there starter homes in Maple Grove?
Townhomes and condominiums are the most common first purchases, including those near Arbor Lakes.
Do lenders count HOA dues?
Yes. Dues are part of your monthly housing cost and affect how much you can borrow.
What credit score do I need to buy here?
It depends on the loan program, not the city. A lender can give you a plan if your credit needs work.
Homes For Sale In Maple Grove
See every home on the market in Maple Grove right now, updated from the MLS.
Maple Grove
What first-time buyers looks like in Maple Grove
Maple Grove is a northwest Hennepin County city of about 70,000 people with 13 named lakes, Elm Creek Park Reserve, and the Shoppes at Arbor Lakes.
Maple Grove is a large northwest suburb built around lakes and a walkable shopping district, with three interstates meeting at its edge.
- The homes
- Neighborhoods near the lakes, later subdivisions, new construction, and townhomes and condominiums near Arbor Lakes and Main Street.
- Getting around
- Interstates 94, 494, and 694 meet at Maple Grove, and Highway 610 and Highway 169 serve the north and east sides.
- Nearby
- 13 named lakes including Weaver Lake and Fish Lake, the Arbor Lakes shopping district, Maple Grove Hospital, and Elm Creek Park Reserve at 4,900 acres.
First-Time Buyers: keep exploring
Ready to make your move with Lesley The Realtor?