Plymouth · First-Time Buyers
Your First Home in Plymouth
Learn how buying works before you shop, explained in plain words, so you know what you're signing.
Buying your first home in Plymouth
Plymouth is large enough that first-time buyers can find a way in. I'm Lesley, a REALTOR® with Bridge Realty, and we help you find it.
Can a first-time buyer afford Plymouth? Often through a townhome or condominium, which are common across the city, or an older single-family home. Confirm the school district for each address, because four districts serve Plymouth.
Ask Me Your First Question
What to sort out first
- Your full monthly payment, including association dues and property taxes.
- The association's rules and reserves, if you are buying a townhome or condominium.
- Your route to work. Interstate 494 runs through the middle of the city, and Highway 55 leads toward Minneapolis.
- The district. Wayzata, Robbinsdale, Osseo, or Hopkins.
What it costs, and the help available
Plan for four costs: earnest money with your offer, the inspection, your down payment, and closing costs. Down payments are often far less than 20 percent, and Minnesota Housing and local programs help eligible buyers with down payment and closing costs. If your credit needs work, a lender can give you a plan. Our first-time buyer page explains each cost, and getting ready covers pre-approval. For more options, see Maple Grove.
Ask us your first question about Plymouth
You do not have to be ready to buy. Bring your questions, and you will leave with a plan. More on the community is on our Plymouth page, and the steps are on how we help buyers.
Send us a message or call (651) 661-4770.
Frequently Asked Questions
What do first-time buyers usually buy in Plymouth?
Townhomes, condominiums, and older single-family homes are the most common first purchases.
Do property taxes change my monthly payment?
Yes. Taxes are part of your payment, and they vary by home. We compare the full monthly cost.
How much do I need for a down payment?
Often far less than 20 percent, depending on the loan program and what you qualify for.
Homes For Sale In Plymouth
See every home on the market in Plymouth right now, updated from the MLS.
Plymouth
What first-time buyers looks like in Plymouth
Plymouth is a city of about 81,000 people, 10 miles west of downtown Minneapolis, with Medicine Lake, Parkers Lake, and 863 cul-de-sacs.
Plymouth is one of the largest cities in Minnesota, with neighborhoods built around lakes, wetlands, and winding streets.
- The homes
- Subdivisions that curve around ponds, parks, and wetlands, with 863 cul-de-sacs along 300 miles of streets, plus townhomes and condominiums.
- Schools people ask about
- Wayzata, Robbinsdale, Osseo, and Hopkins school districts each serve part of the city. The address decides which.
- Getting around
- Interstate 494 runs through the middle of the city, Highway 55 runs toward downtown Minneapolis about 10 miles away, and Highway 169 runs along the east side.
- Nearby
- Medicine Lake, at 902 acres the second-largest lake in Hennepin County, and Parkers Lake.
- The trade-off
- Two similar homes a mile apart can be in different school districts.
First-Time Buyers: keep exploring
Ready to make your move with Lesley The Realtor?